HomeHealthInsurance for Drug Rehab: Check Out the Payment Options Here

Insurance for Drug Rehab: Check Out the Payment Options Here

According to a survey, two top reasons for Americans not seeking treatment for addiction are unwillingness to become sober and financial constraints. If you are holding back due to the second reason, there is good news for you. Payment options are available for people willing to seek drug rehab treatment. 

One of the popular ways to pay is through insurance. These are two types: private insurance and government-run insurance. 

Private insurance/employer insurance

Many big names exist in private insurance. This type of insurance features cover provided by the employer. The Affordable Care Act includes “treatment for substance use disorders” among the 10 essential health benefits. This implies health insurance plans must provide coverage for addiction treatment. 

Do you know as per the Family and Medical Leave Act, it is unlawful for employers to fire any employee who is seeking drug rehab treatment? The employers are mandated to hold their positions until they return. 

Thanks to these Acts, today, an American can call an addiction hotline without the fear of losing their job or not being able to afford treatment. 

Government-run insurance

Medicare and Medicaid are popular government-run insurance. To get Medicaid benefits, your average annual income should be about $16,000. A family of four should have an income of about $34,000. Medicaid insurance offers coverage for family counseling, health checkups, anti-addiction medications, outpatient and inpatient rehab, and more. 

Medicare is insurance for senior citizens above 65, irrespective of their income. Medicare offers coverage for outpatient and inpatient rehab for alcohol and drug addiction, including Ambien addiction. It also covers health checkups and medications for de-addiction. 

Do you know, as per a study, around 15 percent of senior American citizens drink more than the recommended limit of alcohol? Those with chronic health conditions and depression are more likely to become problem drinkers. They may need both rehab treatment and mental health treatment. 

Military insurance

If you wish to enroll in alcohol rehab in Florida, you can also take a health care program by the United States Department of Defense Military Health System. The program offers coverage for outpatient and inpatient rehab, SUD (Substance Use Disorder) treatment, therapies for mental health, and withdrawal treatment.

SAMHSA

SAMHSA stands for Substance Abuse and Mental Health Services Administration. It covers mental health programs and substance abuse treatment programs. SAMHSA features federal funding. It targets intravenous drug users, pregnant women, and women having dependent kids. 

Rehab scholarship

Apart from the above insurance for drug rehab options, you can also avail yourselves rehab scholarships. They help to fill any gap in your insurance plan. This is a kind of last resort thing. When you exhaust all other payment options, you can resort to scholarships. 

If you choose a luxury rehab center, please make sure the facilities provided in the center are covered in your insurance plans. So, before you search “detox places near me,” you must search the amenities covered in the insurance plan. 

Thanks to a series of insurance policies and payment options, it is possible for an average American to receive proper Ambien withdrawal treatment. If you are on the lookout for a reputable rehab center in Florida, visit www.daylightdetox.com. You will be glad you visited here. 

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