The Bajaj Finserv EMI Network Card is a brilliant initiative by Bajaj Finserv to help you buy your favorite products on No Cost EMIs. Additionally, the EMI Network Card comes with a pre-approved limit of up to Rs. 4 lakh that can be used to buy a range of gadgets, appliances, and a host of other products. While shopping on the Bajaj Finserv EMI Store using the EMI Network Card, you can avail of exclusive benefits such as cashback offers. Furthermore, you can repay the amount in convenient monthly installments, while taking advantage of the flexible repayment terms.
Now that you know about the plethora of benefits that come with the Bajaj Finserv EMI Network Card, here’s how you can apply for it and log into the Experia portal to access it.
Online application for the Bajaj Finserv EMI Network Card
The Bajaj Finserv Insta EMI Card has a 100% digital application process. You can apply for EMI Card in easy steps once you visit the official Bajaj Finserv website.
Step 1: Check the pre-approved offer
The first step after visiting the official website is to check your pre-approved offer. Firstly, you will be asked to provide a valid contact number where an OTP would be sent. You will also be required to input your date of birth as per your PAN Card. Next, you need to enter the OTP that you receive on the provided phone number. Now, you will be asked for a few more details in order to determine your pre-approved limit. Finally, you will be able to check the pre-approved limit that you are eligible for.
Step 2: Verify your KYC
There are two ways in which you can get your KYC verification done. One is OKYC or Offline e-KYC, wherein you can verify your Aadhaar details through an XML file or a QR code. The other method is CKYC, which is an initiative by the Government of India. You can get yourself registered for CKYC through financial institutions like SEBI and RBI, and grant financial institutions the permission to verify your KYC details from a centralized record maintained by the government. It is a safe and hassle-free method to complete the KYC verification process.
Step 3: Pay the joining fee
One last step before you complete the application process is to pay the joining fee. The Bajaj Finserv Insta EMI Card has a nominal joining fee of Rs. 567. Once you’re done with all the steps, your Insta EMI Card will be activated immediately and you will be able to access it through the Bajaj Finserv Wallet App.
Offline application for the Bajaj Finserv EMI Network Card
You can apply for the Bajaj Finserv EMI Network Card offline as well. The process to apply for the EMI Network Card has been highlighted below.
Step 1: Visit the nearest Bajaj Finserv partner store. You can use the ‘Store Locator’ on the website to find the outlets closest to you.
Step 2: Choose the product you want to buy.
Step 3: You can approach a store representative for assistance, and you can opt for in-store financing.
Step 4: Finally, you need to submit the documents required to finish the process. You would need to provide a copy of your PAN Card, proof of your address, cancelled cheque and a signed ECS mandate. The EMI Network Card will then get activated once the documents are verified.
Get access to the Experia portal anytime
Bajaj Finserv also makes it extremely easy to access the Experia portal. Once you get the EMI Card login to access all the details pertaining to your EMI Network Card. Here are some things you can do through the Experia portal.
- It makes it easy to get help from informed customer care service representatives regarding any queries.
- You can view details about your EMIs and keep a track of them.
- You can also use the portal to make all sorts of payments — from regular EMIs to missed EMIs, to even foreclosure of your EMIs.
- You can view your documents at any time.
- Lastly, you can also check all the offers and discounts that are exclusive to you.
In order to do any of the above, you need to visit the official website or download the app from the App Store or Google Play Store. You then have to enter your username and password. Your username and password are usually sent to your registered phone number post the completion of the application process. In case you forget them, you can generate them again by following the process outlined on the website. The Bajaj Finserv customer care representatives can also guide you with the process.
Log into the Bajaj Finserv Wallet App
In order to access your Bajaj Finserv EMI Network Card, you can download the Bajaj Finserv Wallet app from the Google Play Store or the App Store and select ‘Wallet’. You can then enter your registered phone number and the OTP you receive. Finally, you need to enter your date of birth as mentioned while registering with Bajaj Finserv. Now, you will be able to track all your EMI transactions, and also check exclusive offers handpicked for you.